WA Cares Fund


Washington state is the first in the nation to develop a way to make long-term care affordable for all workers in the state as we age.  WA Cares Fund is a new earned benefit to ensure working Washingtonians can access long-term care when they need it. 

HOW IT WORKS

Contributions - 

WA Cares Fund is a benefit you earn, like Social Security.  WA Cares Fund benefits are funded entirely by worker premiums.  Workers will begin contributing to WA Cares Fund on July 1, 2023.  Washington workers will pay up to $0.58 per $100 of earnings.  Every employee contributes - employers do not.

There are some exceptions who will not contribute to the program.

Exempt - 

  • Federal employees who work in Washington do not contribute to the program.
  • Employees of tribal businesses only contribute if the tribe has chosen to opt in.
  • People who are self-employed can choose to opt in and earn benefits.

Groups with option exemptions -
Certain groups of workers can choose to opt out of the program starting January 1, 2023.  Some of these optional exemptions are based on the worker's situation.  Workers with these exemptions will begin contributing to WA Cares Fund again if their situation changes and they no longer meet the exemption criter